Monthly Archives: June 2016

First Time Home Buyers Where to Get Your Funds

A big part of your decision-making process as a first time home buyer in Prince George will greatly depend on your financial capabilities. You have to first look into how much money you can come up with for the down payment of your first home and also arrive to a conclusion as to how much monthly mortgage you can afford. You don’t want to be saddled with a monthly mortgage that takes up a huge part of your monthly earnings, leaving no room for anything else.

As a first time home buyer in Prince George, not everyone can get their down payment from their savings. If you are wondering where else to get your funds, here are some sources you can tap into:

1. Your RRSP or Registered Retirement Savings Plan

In Canada, you can get up to $25,000 from your RRSP or Registered Retirement Savings Plan. If you are married, your spouse can also get the same amount of money, giving you a combined maximum down payment potential of $50,000. You can use this money as a down payment for your principal residence. You will be given 15 years to pay the loan off. This plan also benefits people with disabilities or people with disabled family members.

2. Government-given lending programs

The government offers financial assistance for people with a low income. Even with no down payment and being a high-risk, the government approves those who have no down payment to give.

3. Special lending institutions

Some lending institutions offers affordable programs for those who want to purchase a house. There are also those who offer no down payment or low down payment and cheaper financing options for condominiums. These lending institutions can offer up to 90% of the price of the house you want to purchase. The remaining 10% is backed by the second mortgage provided by the developer. These lending institutions do not add interest, which is great for first time home buyers.

Aside from these, the most popular choice to get your funds is still from mortgage lenders. But if you want to explore all your financing options, make sure you check out the above-mentioned sources of funds. However, be careful when transacting with lenders, especially the independent or individual lenders. You wouldn’t want to become a victim of fraudulence or sign documents with hidden charges. It’s always best to consult with an experienced Real Estate agent or even a lawyer.

First time home buyers in Prince George should also seek the help of real estate agents. Many real estate companies can help you find mortgage lenders and arrange for your RRSP to be used as funds in buying your house. First time home buyers in Prince George should look for real estate agents such as Billy O with a lot of experience in helping buyers with no down payment or very little down payment funds.

 

Book Aesthetically Crafted Homes in NCR

Founded in 1995, Gaursons India Ltd. has established itself as one of the leading Real Estate Developers in Delhi and NCR. The Company has crafted several landmark residential and commercial projects across the National capital region. Apart from this, the company is said as an expert in developing various state-of-the-art Townships that include Offices, Malls, Retail apartments, Hospitality, Education institution and large-scale master-planned Communities across Delhi and NCR. The 2 bhk flats in Greater Noida are considered as one of the fine creation of Gaursons.

Over the years, Gaursons has set new standards for Indian Real Estate industry, has earned a huge reputation for its innovative and superior quality properties design. The company has not only expanded in terms of a number of projects but also in terms of innovative construction techniques and architectural designing.

Additionally, Gaursons is the first Indian real estate developer to introduce Korean technologies in all its construction. Gaursons India is a focused real estate brand which offers you an elegant lifestyle in the lap of nature.

The upcoming 3 bhk flats in Greater Noida are constructed with keeping various ultra-modern and futuristic amenitiesĀ  in mind like asĀ  Swimming Pool, Gymnasium, 24Hr electricity Backup, Security, Intercom, etc. The group is backed by competent staff, technical experts, architects and engineers, who are ready to transform any construction design with set international standard.

The group is one of India’s most well-recognized luxury real estate brands known for its cutting-edge facades, superior designs, Classy and sophisticated interiors and Global landscape architecture developments. For affordable housing purpose, the company is believed to be most trusted, the reliable destination for buying your dream homes. The 4 bhk flats in Greater Noida is an excellent example of ultra modern housing at handpicked location of the city.

Through its innovative infrastructure design, the company has set new trends in the Indian construction world. The company has constantly worked towards bringing out of the box projects and helped the construction sector to reach to the next level. Gaursons has not only expanded in terms of a number of projects but in terms of the kind of innovative designing, engineering techniques, and architectural elegance it has brought into the Indian real estate industry.

The vision of the company also helps in expanding its area of operation; the company is geared to build major townships and various commercial and residential projects with ultra-modern facilities and hi-tech infrastructure. The company has also delivered its entire project on times, which helps in winning the trust of its customers. The rate of return is also higher as compared to other companies in NCR.

Dehradun: Developing Into a Smart City

Major changes over the last few years are being witnessed by Dehradun city in the real estate sector. It is surrounded by Himalayas and the Shivalik ranges. It is considered as a tourist hub surrounded by Roorkee, Mussorie, Rishikesh, Haridwar and Amabala which continues to attract people from all parts of the world who visit here or want to settle in this place. 3 bedrooms flat in Dehradun are quite affordable and luxurious as compared to other metro cities and Delhi NCR.

Development is being done in the form of commercial as well as residential initiatives. IT parks and commercial spaces are increasing at a very fast pace in Dehradun. It is becoming a hot destination for property investment as well as industrial investment.

This growth has also helped in many job opportunities which are turning people to buy residential property in Dehradun. 2 bedrooms flat in Dehradun are affordable for every kind of buyers.

Many prestigious educational institutions like Welhams, and Doon School is also present for the students for academic excellence. Industrial and agriculture land is also booming because of the jump in rates from last 2-3 years. Number of real estate builders and property dealers are coming up with great projects and lucrative investment deals.

Dehradun is having pleasant climate and good resource which makes it a preferable destination for industrial development. Many big factories are turning up to buy property in Dehradun for business expansion. Connectivity in nearby areas is also good from Dehradun. Train and buses are available 24*7 with good road networks for a smooth drive.

This is the best time to invest in Dehradun property as rates will increase once development is done. Future prices will give good return on investment.

Some of the major development done in Dehradun is helping in its residential growth. Government is implementing many master plan and great projects.

Various schemes are being made for acquisition of land which will surely benefit the home buyers. Protection of natural resources and environment are under consideration.

Government is also working on minimizing the problem of traffic jams and pollution in the city.

Upcoming 1, 2, 3 Bedrooms flats in Dehradun are having all the safety measure to control the natural calamities. Structure safety measures are also taken to fight the disasters like earthquake, floods, landslide as it is a seismic zone. For better commuting Transport Nagar is also being constructed to nearby cities and towns.

People who are willing to buy property in Dehradun can invest in good projects so that they can enjoy good return on investment in coming future. It will soon become a hotspot for home buyers, real estate builders and corporate sector. Being the capital city it will enjoy being a Smart city soon. It is in the list of developing into a smart city with all the benefits and amenities.

The transformation is starting soon which make it a great place for property investment. Many real estate builders from Delhi NCR are moving towards Dehradun with good projects for property investment.

Experience Elevated Living

A home is for a lifetime and more, it is the only place in the world that you can claim to be your own. Gaursons India ltd. is one of the best real estate developers in Delhi NCR. It is also said to be a company that has developed amazing residential units that are rich in aesthetics, features, appeal, style and comfort for every sort of clientele.

As a premium residential brand, it offers you a whole some and luxurious experience. Gaursons now a day has become the identity for many home buyers. Further, the 2 bhk apartments in Noida extension are equipped with all the ultra-modern facilities that make the group a perfect residential choice for home buyers in NCR region. The company is also associated with several CSR initiatives under its name to focuses on the areas of education, health and community development. The group has a diverse portfolio that comprises of services like property management, education, property development, hospitality and others. 3 bhk flats in Yamuna Expressway have all the amenities you desire right beside your home.

Since its inception, the group has constructed several landmark projects across Delhi and National capital region. Each apartment constructed by the group is safe and surrounded by the lushgreen cover. The company has bagged many accolades and recognitions for it’s on time delivery and sustainable practices. The group is responsible for developing various milestone projects that have defined the country’s progress. Additionally, with the involvement in revolutionary projects and presence in multiple sectors, Gaursons Group is creating opportunities for everyone.

The company has set amazing standard for the entire real estate industry and known for developing numerous grand and luxurious residential and commercial projects.

The company is a dominant and distinguished player in the real estate market with their visionary approaches. Further, the company has successfully delivered lots of projects as per promised specifications. As a superior brand in the real estate section, Gaursons Group became the first Indian developer to introduce International Construction Technology in all its construction.

The company is fully committed to delivering high-quality construction in the NCR region. The 3 bhk flats in Yamuna Expressway are crafted keeping all the modern facilities in mind.

As a responsible real estate brand, Gaursons Group has taken utmost care to save the environment and other factors involved in its construction. Furthermore, it has created several mesmerizing architecture landmark ventures across Delhi and National capital region. As a top brand, it has not only expanded in terms of a number of projects but in terms of the kind of innovative designing, engineering techniques, and architectural finesse it has brought into the Indian real estate industry.